Types of Accidents

Tips and Advice

Safe Driving

Not At Fault

Insurance and Claims

Drivers' Rights

Court Cases

Road Rules

What's New

Accident Replacement Motorcycles

Right2Drive Expands Across New Zealand: Five New Locations Nationwide

<p>Right2Drive is proud to announce our expanded presence across New Zealand. Building on our established Auckland operations, we're now also serving drivers in Christchurch, Queenstown, Wanaka, Dunedin and Hawke's Bay. Since 2012, we’ve been helping everyday drivers get back on the road after accidents they didn’t cause and our growth across New Zealand allows us to support even more people when they need it most.<br><br>Being involved in a car accident is stressful enough but when it wasn’t your fault, you shouldn’t have to worry about being left without a vehicle. That’s where Right2Drive comes in. As a trusted provider of accident replacement vehicles, we ensure you have safe, reliable transport while your car is being repaired all at no cost to you with the costs are covered by the other driver’s insurer. Our goal is simple: to make a challenging time as smooth and convenient as possible.<br><br>Whether you need a practical car to get to work, a vehicle to keep your business moving, or something comfortable for a family road trip, Right2Drive has you covered. Our fleet is meticulously maintained, ensuring safety, reliability and convenience for every customer.</p><p></p><h3><strong>Proven Expertise Since 2012</strong></h3><p>Over the past decade, Right2Drive has helped more than 300,000 drivers in getting back on the road after accidents they didn’t cause. Our experience and dedication mean we understand what drivers need during this stressful time and we deliver solutions that make a difference.<br><br>We’ve built a reputation for:</p><ul><li><p>Reliable service: We aim to get you into a replacement vehicle quickly, minimising disruption to your daily life.</p></li><li><p>Personalised support: Our team delivers a vehicle to your doorstep that suits your lifestyle, preferences and needs and collects the vehicle when your own is repaired or you’ve received your total loss settlement.</p></li></ul><p>Our expansion into Christchurch, Queenstown, Wanaka, Dunedin and Hawke’s Bay is a reflection of our commitment to ensuring drivers across New Zealand have access to reliable accident replacement solutions.</p><p></p><h3><strong>Your Rights After an Accident</strong></h3><p>It’s important for drivers to know their rights. If you’ve been involved in an accident that wasn’t your fault, you may be entitled to an accident replacement vehicle at no cost to you. The costs of this replacement are covered by the other driver’s insurer, meaning you all you need to think about is covering your usual fuel and tolls expenses!<br><br>Right2Drive makes it straightforward to get what you're entitled to. From choosing a suitable vehicle to recovering the cost of the hire from the other driver’s insurer, we handle the process so you can focus on getting back to your routine.</p><p></p><h3><strong>Local Knowledge, National Support</strong></h3><p>Our team in each location brings local knowledge backed by over a decade of national expertise. Whether you’re navigating city streets in Wellington, commuting in Christchurch or exploring the roads around Wanaka, we understand the specific needs of drivers in each region. With our original Auckland location now joined by Christchurch, Queenstown, Wanaka, Dunedin and Hawke's Bay, support is never far away.</p><p><img alt="" src="https://cloud.squidex.io/api/assets/right2drive/cb11680c-40e9-4a24-84f0-0a1334e2b6ad/image.png" title="" resizable="false"></p><p></p><h3><strong>Looking Ahead</strong></h3><p>Right2Drive is more than a replacement vehicle provider, we're a partner for drivers navigating one of life's most inconvenient moments. Our expansion across New Zealand reflects our ongoing commitment to putting drivers first and ensuring access to safe, reliable, suitable vehicles when it matters most.<br><br>With operations now in Auckland, Christchurch, Queenstown, Wanaka, Dunedin and Hawke’s Bay, more drivers across the country can access Right2Drive’s trusted accident replacement service.<br><br>With our Auckland base now supported by five new locations – Christchurch, Queenstown, Wanaka, Dunedin and Hawke's Bay – more drivers across the country can access Right2Drive's trusted accident replacement service.<br><br><strong>Ready to get back on the road?</strong> If you've been in an accident that wasn't your fault, contact Right2Drive today. Call <strong>0800 004 203</strong> or visit <strong>right2drive.co.nz</strong> for support from our local teams across New Zealand. <img alt="" src="https://cloud.squidex.io/api/assets/right2drive/b99ef338-04f7-4365-aed8-9c20f0df19fe/image.png" title="" resizable="false"></p>

What Happens if an Excluded Driver Crashes Your Car?

<p>A critical aspect often overlooked in insurance policies is the concept of the ‘excluded driver’ in your policy. This article sheds light on this crucial term. What does it mean when you exclude a driver from your policy, and what happens if they end up driving and causing an accident? We’re here to guide you through these scenarios, focusing on both at-fault and not-at-fault situations, to help you navigate these complex issues with ease.</p><h2>What is an Excluded Driver?</h2><p>In the world of car insurance, an ‘excluded driver’ is someone you’ve specifically identified in your policy as <em>not</em> being insured to drive your vehicle. This might be due to their risky driving record or to help lower your premiums. But this decision carries weight.</p><p>It means that if this person drives your car and is involved in an accident, your insurer won’t be footing the bill. As a policyholder, it’s crucial to understand the implications of this – it’s not just about who drives your car, but also about managing potential risks and ensuring you’re fully aware of the terms of your insurance agreement.</p><h2>Handling Car Repairs Post-accident</h2><p>Dealing with car repairs after an accident involving an excluded driver can be challenging, especially without the cushion of insurance. Here’s how to handle the situation:</p><ul><li><p><strong>Assessing the Damage:</strong> Firstly, get a professional assessment of the damage to your car. This will give you a clear picture of the repair costs.</p></li><li><p><strong>Exploring Repair Options:</strong> If your insurance doesn’t cover the damages, you’ll need to explore other options. This might involve paying out of pocket or finding a repair service that offers reasonable rates for quality work.</p></li><li><p><strong>Understanding Policy Details:</strong> It’s essential to understand the specific terms and exclusions of your <a href="https://www.right2drive.com.au/articles/understanding-car-insurance-claims-in-australia" rel="noopener noreferrer nofollow">insurance policy</a>. This knowledge can guide you in making informed decisions about car repairs and future insurance coverage.</p></li></ul><p><img alt="A young man, dressed in a blue shirt, sits in front of a car with the hood open, revealing the engine compartment. He looks concerned while looking at his smartphone, possibly searching for a solution to a car problem or calling for assistance." src="https://www.right2drive.com.au/wp-content/uploads/Excluded-Driver.jpg" title="" resizable="false"></p><h3>Excluded Driver Not at Fault</h3><p>For excluded drivers involved in a not-at-fault car accident, Right2Drive offers significant benefits by providing a like-for-like accident loan car. The service is particularly advantageous as it ensures the owner receives a vehicle similar to one being driven, rather than a smaller or unsuitable car that you might get from other rental companies. One of the key benefits is that Right2Drive recovers the rental costs directly from the at-fault party’s insurance company.</p><h2>Preventive Measures and Best Practices</h2><p>Prevention is always better than cure, especially when it comes to insurance policies and excluded drivers. Here are some tips:</p><ul><li><p><strong>Clear Communication:</strong> Ensure that everyone who might use your vehicle understands the insurance policy’s terms, especially regarding excluded drivers.</p></li><li><p><strong>Regular Policy Reviews:</strong> Keep your policy up to date. Regularly reviewing your policy can help you understand your coverage and make necessary changes.</p></li><li><p><strong>Consider All Risks:</strong> Before deciding to exclude a driver, weigh the potential savings against the risks. It might be cheaper in the long run to pay a higher premium than to face the financial fallout of an accident.</p></li></ul><h3>Conclusion</h3><p>Understanding the role and implications of an excluded driver in your car insurance policy is crucial. While excluding a driver might seem like a good way to save on premiums, it’s important to be fully aware of the potential consequences.</p><p>Always stay informed about your policy’s terms, communicate these to all potential drivers of your vehicle, and regularly review your insurance coverage to ensure it meets your needs. Remember, in the realm of car insurance, being prepared and knowledgeable is your best defence.</p>

Not At Fault after An Accident?

When you are involved in a motor vehicle accident with no fault of your own, you should Collect details from the other driver, such as their name, address, phone number, vehicle licence, and witness details. Document the accident by taking photos, notes, and gathering evidence. Inform the insurance company and seek legal advice on getting your insurance policy.

What details should I take when I’m involved in a not at fault accident without insurance?

The other driver will be at fault if they do not follow road rules. If there is enough evidence to show their actions directly contributed to the collision, or there have been traffic law violations, such as speeding or running a red light, the other driver will be charged.

How is a driver deemed at fault for an accident?

If you are an uninsured driver, you are at greater risk of sustaining damages. Even if you make a valid claim and the other driver agrees to pay for the damages, your personal coverage will exceed the regular damages and cover medical expenses, lost wages, and property damage. Seek legal aid before making claims from the other driver or at fault party.

If the at fault driver pays anyway, why do I need insurance?

Before you hire a car for personal use, get legal advice to understand your insurance needs. There is third-party car insurance and comprehensive car insurance. Lawyers can help you compare the plans, add-ons, and claim process and understand the fine print.

What type of car insurance should I take out?

In Australia, Compulsory Third Party (CTP) insurance is mandatory for all registered vehicles to cover injury liability. Even if you were not at fault for the accident, you will be fined and penalised for driving without this insurance. These penalties vary across states.

Are there fines or penalties for car accident no insurance not at fault?

What to Do if You’re Not at Fault in a Car Accident and Don’t Have Insurance

<p>Being involved in a not at fault car accident is stressful enough without the sinking realisation that you have been in a car accident with no insurance policy to cover the cost of repairs and an accident loan car. But are you aware that if you’re not at fault in a car accident, you’re entitled to recover the damages that result from the other driver or at fault party’s negligence?</p><p>Depending on the severity of the accident and the damage caused, you may be left without a way to get around while your vehicle is in for repairs, whether you have an insurance policy or not. But the good news is that you have rights under Australian law, and Right2Drive is here to make sure that motorists understand and can enforce these rights after a not at fault accident.</p><h2>What to Do If You’re Involved in a Not at Fault Car Accident Without Insurance</h2><p>The steps you take after an accident will directly affect the process for vehicle repairs and insurance and liability discussions. Knowing what to do will help you protect your position.</p><h3>Collect All the Details From the Other Person</h3><p>According to the Australian Financial Complaints Authority (AFCA), the first thing you should do after an accident is collect details from the other party. To make a claim, note their name, licence plate number, and insurance details, and ask witnesses for statements.</p><h3>Get a Repair Quote Quickly</h3><p>Before you approach the insurance company, analyse the severity of the accident and your liabilities so you can make a claim for the damaged vehicle. Sudden collisions can severely impact the engine. Consult a professional for the correct car costs so that you can file an insurance claim immediately.&nbsp;</p><h3>Check The Repairs To Make Sure You’re Happy</h3><p>Once you have determined the repair costs, hire a car mechanic for the necessary repairs. Carefully check the parts and verify that the repairs meet your expectations. Next, test the parts to ensure no problem persists. Finally, ask for the old parts and compare the bill with the estimate.&nbsp;&nbsp;</p><h3>Think About Getting Full Car Insurance</h3><p>When you have your own car, a comprehensive insurance policy is essentially an investment. It includes third-party liability, own damage coverage, personal accident cover, extensive protection and add-ons. So, seek legal advice to upgrade your car insurance policy.</p><h3>What If the At-Fault Driver Refuses to Accept Responsibility?</h3><p>The at-fault driver may deny responsibility, which frequently happens after an accident. Though this is stressful, it does not weaken your position in any way. Evidence such as photos of the accident site, vehicle damage, police report, and witness statements are reviewed to determine fault.&nbsp;</p><p>So, even if liability disputes arise in the beginning, facts (gathered through evidence) can help change that opinion or assessment. If you are not at fault, you can request a replacement vehicle from Right2Drive after liability is established.&nbsp;</p><h3>Can I File a Claim Directly With the Other Driver’s Insurance?</h3><p>You cannot file a claim directly with the other driver’s insurer, as they do not have a contract with you. If the other driver has filed a claim, you can ask them for their insurer’s contact information and the claim number or find the insurer’s details on the AFCA’s website.</p><p>You must rely on the at-fault driver’s insurer to approve and pay for the damage to your vehicle. This process can be delayed if liability is disputed. You can send the insurance provider a letter of demand outlining what happened, who you believe was responsible, and the costs you are asking to recover.</p><p>According to the Financial Rights Legal Centre, if the insurer refuses or you cannot reach an agreement with them, you can complain to the AFCA if the damage is less than $19,000 and the other driver has claimed on their insurance. If you suffered personal injuries, you can work with a lawyer to file an injury claim for recovering compensation. They can also help establish liability.</p><p>The at fault driver or their insurer must accept liability before costs can be settled or paid out. After this, Right2Drive can arrange a replacement vehicle for you and recover the cost directly from the at-fault party’s insurer.</p><h3>What Are My Rights When Making A Claim Against Another Driver?</h3><p>If you were not at fault, laws in Australia protect your right to have your vehicle repaired or replaced, enabling you to go back to your pre-accident condition. This means that when the repairs are underway, you can get a comparable replacement that you can use until you receive your vehicle or the insurance settlement.</p><p>This way, you are not disadvantaged due to the accident and can continue to manage your routine tasks until your car is ready for use again. Right2Drive is dedicated to helping not at fault drivers exercise these rights.</p><h2>Am I Eligible for an Accident Loan Car If the Accident Wasn’t My Fault and I Don’t Have Any Insurance?</h2><p>If you find yourself in a not at fault car accident without insurance, you may still be eligible for an accident replacement vehicle for the duration of your repairs, or in the event of a total loss, you can keep the accident loan car until you receive the settlement on your damaged vehicle.</p><h2>If I Don’t Have Car Insurance, Who Pays for the Accident Replacement Vehicle?</h2><p>When you’ve been in a not at fault accident and are an uninsured driver, you may be wondering how the cost of the vehicle will be recovered or how to make a claim. As Australia’s leading accident loan car provider, we uphold your right to drive by getting you back on the road quickly in a relatively similar vehicle and recovering the cost through the at fault party or other driver’s insurance.</p><h2>Even Without Insurance, Do I Still Get an Accident Loan Car at No Cost?</h2><p>Under our agreement with you as the not at fault driver, you won’t be liable for the rental costs even with no insurance as long as you are not at fault, assist us in recovering the repair costs from the at fault party or their insurer, and otherwise act in accordance with the terms and conditions of our agreement.</p><h2>Is There Anything I’ll Need to Pay For?</h2><p>You are responsible for vehicle use costs such as:</p><ul><li><p>Fuel</p></li><li><p>Tolls (and their related administrative fees)</p></li><li><p>Traffic or parking infringements (and their related administrative fees).</p></li></ul><p>You will need to pay for these additional items as you would in your own car. The at fault insurer will not cover these costs.</p><p>In some circumstances, you may also be required to pay costs for:</p><ul><li><p>Cleaning if you return our vehicle in poor condition.</p></li><li><p>Unacceptable wear and tear.</p></li><li><p>Excess or damage if you damage our vehicle and do not abide by the terms and conditions of our agreement.</p></li></ul><h2>Get Back On The Road Quickly with Right2Drive</h2><p>If you’ve been involved in a not at fault motor vehicle accident, whether you have your own car insurance or not—we may be able to assist you with an accident replacement vehicle while your own car is off the road. Apply now to find out if we can help you hire a car while you get legal advice and manage other things.</p><h2>Frequently Asked Questions (FAQs)</h2><h3>What details should I take when I’m involved in a not at fault accident without insurance?</h3><p>When you are involved in a motor vehicle accident with no fault of your own, you should</p><ul><li><p>Collect details from the other driver, such as their name, address, phone number, vehicle licence, and witness details.</p></li><li><p>Document the accident by taking photos, notes, and gathering evidence.</p></li><li><p>Inform the insurance company and seek legal advice on getting your insurance policy.</p></li></ul><h3>How is a driver deemed at fault for an accident?</h3><p>The other driver will be at fault if they do not follow road rules. If there is enough evidence to show their actions directly contributed to the collision, or there have been traffic law violations, such as speeding or running a red light, the other driver will be charged.</p><h3>If the at fault driver pays anyway, why do I need insurance?</h3><p>If you are an uninsured driver, you are at greater risk of sustaining damages. Even if you make a valid claim and the other driver agrees to pay for the damages, your personal coverage will exceed the regular damages and cover medical expenses, lost wages, and property damage. Seek legal aid before making claims from the other driver or at fault party.</p><h3>What type of car insurance should I take out?</h3><p>Before you hire a car for personal use, get legal advice to understand your insurance needs. There is third-party car insurance and comprehensive car insurance. Lawyers can help you compare the plans, add-ons, and claim process and understand the fine print.</p><h3>Are there fines or penalties for car accident no insurance not at fault?</h3><p>In Australia, Compulsory Third Party (CTP) insurance is mandatory for all registered vehicles to cover injury liability. Even if you were not at fault for the accident, you will be fined and penalised for driving without this insurance. These penalties vary across states.</p>

Legal Right To Pre-Accident State

Safe Driving Tips For The Festive Season

<p>As a proud partner of the Australian Road Safety Foundation (ARSF), Right2Drive is promoting their&nbsp;<em>Make it Home for Christmas&nbsp;</em>campaign. During the months of December 2021 and January 2022, 200 people lost their lives on Australian roads. Having a road accident, whether at fault or not, is an extremely stressful and potentially life-changing event. We’d like to take this opportunity to urge all road users to take extra care over the festive season to prevent loss of life. Below are a few road safety tips to follow this holiday season.</p><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2022.12.20-Blog-Post-Image-1.jpg" title="" resizable="false"></p><h2>Check Your Vehicle Before You Go</h2><p>If you’re planning a road trip, make sure your vehicle is in the right condition to be on the road. Are your brakes working correctly? Have all the fluid levels been checked and topped up? Are your tyres roadworthy? Are all your lights and windscreen wipers functioning properly? Taking your vehicle in for a service before you take a trip helps to ensure that everything is in good working condition and can help prevent break downs and accidents on the roads.</p><h2>Plan Your Route Before You Get Behind the Wheel</h2><p>Driving on unfamiliar roads can be stressful and sometimes the GPS doesn’t always select the best route for you. It’s advisable to familiarise yourself with the route before you set out so you can be more prepared for the type of driving you can expect. It also minimises the need to adjust the GPS while you’re driving and allows you to stay focused on the road ahead.</p><h2>Make Sure You’ve Had Plenty of Sleep</h2><p>With many people returning home or visiting family over the holidays, there seems to be increased pressure to arrive at a destination by a certain time. But waking up early to arrive at a destination earlier and getting fewer hours of sleep is not the best idea. Remember that&nbsp;<a href="https://www.sleepfoundation.org/sleep-deprivation/sleep-deprivation-and-reaction-time#:~:text=When%20we're%20underslept%2C%20our,and%20an%20increased%20reaction%20time." rel="noopener noreferrer nofollow">when you’ve had less sleep, your reaction times to external stimuli are slower,</a>&nbsp;which could make you more susceptible to an accident. Make sure you’ve had plenty of quality sleep before you get behind the wheel.</p><h2>Be Realistic With Your Travel Times And Follow the Rules of the Road</h2><p>When travelling over the festive season, there are going to be more road users, resulting in more traffic and slower travel times. It’s best to plan ahead and factor this into your journey instead of becoming frustrated while on the road. Avoid rushing and making rash decisions when driving. The road rules are there for a reason and you should always follow them. Make sure you know the rules if you’re travelling interstate – they may differ across Australian states and territories.</p><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2022.12.20-Blog-Post-Image-2.jpg" title="" resizable="false"></p><h2>Take Regular Breaks</h2><p>It’s best to stop often when taking a long road trip. The<a href="https://www.qld.gov.au/transport/safety/holiday-travel/long-trips#:~:text=You%20should%20take%20a%20break,pull%20into%20on%20your%20journey." rel="noopener noreferrer nofollow">&nbsp;Queensland Government</a>&nbsp;recommends taking a break every 2 hours and not driving for more than 8 – 10 hours per day. Avoid pushing yourself and trying to fight fatigue – rather keep yourself and other road users safe by taking short breaks. Plan your stops before you drive, and make sure you stay hydrated.</p><h2>Avoid Distractions While Driving</h2><p>Keep your eyes on the road when you’re driving and make sure you’ve made adjustments to the side mirrors, seat position and sound system before you start your journey. Avoid the temptation to check your phone, even if you’re stopped at a red light or in traffic. By&nbsp;<a href="https://www.right2drive.com.au/articles/minimising-distractions-whilst-drivinghttps://www.right2drive.com.au/articles/minimising-distractions-whilst-driving" rel="noopener noreferrer nofollow">minimising your distractions on the road</a>, you have a better chance of arriving at your destination safely.</p><h2>Drive to the Conditions</h2><p>Besides following the driving rules in Australia, you should also be adapting to the different driving conditions that you encounter. Knowing how to react in foggy or misty weather, during heavy rain or when the road is icy could all prevent an accident from occurring. By driving safely in all situations, you can keep yourself and other road users safe.</p><h2>Contact Right2Drive If You’re in a Not At Fault Car Accident</h2><p>Although it’s important to follow these tips for safe driving, unfortunately, accidents do still happen. If you are involved in a not at fault car accident, Right2Drive may be able to assist you with a like-for-like accident replacement vehicle. We are open over the festive season to assist eligible drivers.</p>

<p>Having a road accident, whether at fault or not, is an extremely stressful and potentially life-changing event. We’d like to take this opportunity to urge all road users to take extra care over the festive season to prevent loss of life. Below are a few road safety tips to follow this holiday season.</p><p></p><h2>Check Your Vehicle Before You Go</h2><p>If you’re planning a road trip, make sure your vehicle is in the right condition to be on the road. Are your brakes working correctly? Have all the fluid levels been checked and topped up? Are your tyres roadworthy? Are all your lights and windscreen wipers functioning properly? Taking your vehicle in for a service before you take a trip helps to ensure that everything is in good working condition and can help prevent break downs and accidents on the roads.</p><h2>Plan Your Route Before You Get Behind the Wheel</h2><p>Driving on unfamiliar roads can be stressful and sometimes the GPS doesn’t always select the best route for you. It’s advisable to familiarise yourself with the route before you set out so you can be more prepared for the type of driving you can expect. It also minimises the need to adjust the GPS while you’re driving and allows you to stay focused on the road ahead.</p><h2>Make Sure You’ve Had Plenty of Sleep</h2><p>With many people returning home or visiting family over the holidays, there seems to be increased pressure to arrive at a destination by a certain time. But waking up early to arrive at a destination earlier and getting fewer hours of sleep is not the best idea. Remember that&nbsp;<a href="https://www.sleepfoundation.org/sleep-deprivation/sleep-deprivation-and-reaction-time#:~:text=When%20we're%20underslept%2C%20our,and%20an%20increased%20reaction%20time." rel="noopener noreferrer nofollow">when you’ve had less sleep, your reaction times to external stimuli are slower,</a>&nbsp;which could make you more susceptible to an accident. Make sure you’ve had plenty of quality sleep before you get behind the wheel.</p><h2>Be Realistic With Your Travel Times And Follow the Rules of the Road</h2><p>When travelling over the festive season, there are going to be more road users, resulting in more traffic and slower travel times. It’s best to plan ahead and factor this into your journey instead of becoming frustrated while on the road. Avoid rushing and making rash decisions when driving. The road rules are there for a reason and you should always follow them. Make sure you know the rules if you’re travelling interstate – they may differ across Australian states and territories.</p><p><img alt="It's important to take a break at least every 2 hours when you're driving. " src="https://www.right2drive.co.nz/wp-content/uploads/2022.12.20-Blog-Post-Image-2.jpg" title="" resizable="false"></p><h2>Take Regular Breaks</h2><p>It’s best to stop often when taking a long road trip. It is recommended that you take a break every 2 hours and avoid driving for more than 8 – 10 hours per day. Avoid pushing yourself and trying to fight fatigue – rather keep yourself and other road users safe by taking short breaks. Plan your stops before you drive, and make sure you stay hydrated.</p><h2>Avoid Distractions While Driving</h2><p>Keep your eyes on the road when you’re driving and make sure you’ve made adjustments to the side mirrors, seat position and sound system before you start your journey. Avoid the temptation to check your phone, even if you’re stopped at a red light or in traffic. By<a href="https://www.right2drive.com.au/articles/minimising-distractions?__hstc=204851983.b8b8f3aa107f247ef6797b9303776803.1684216087583.1691555598551.1691792805311.13&amp;__hssc=204851983.10.1691792805311&amp;__hsfp=1577540398" rel="noopener noreferrer nofollow">&nbsp;minimising your distractions on the road</a>, you have a better chance of arriving at your destination safely.</p><h2>Drive to the Conditions</h2><p>Besides following the driving rules in Australia, you should also be adapting to the different driving conditions that you encounter. Knowing how to react in foggy or misty weather, during heavy rain or when the road is icy could all prevent an accident from occurring. By driving safely in all situations, you can keep yourself and other road users safe.</p><h2>Contact Right2Drive If You’re in a Not At Fault Car Accident</h2><p>Although it’s important to follow these tips for safe driving, unfortunately, accidents do still happen. If you are involved in a not at fault car accident, Right2Drive may be able to assist you with a like-for-like accident replacement vehicle. We are open over the festive season to assist eligible drivers.</p>

 Not At Fault after An Accident?

How Does An Accident Loan Car Differ From The Car Hire Option On An Insurance Policy?

<p>When you’ve been involved in a car accident, you may be stranded without a way to get around while your car is in for smash repairs. If you’re confused between accident replacement vehicles and the rental cars you may be able to receive when you make an insurance claim, keep reading.</p><h2>Does Your Insurance Cover A Rental Car After An Accident?</h2><p>Rental car cover usually varies depending on whether you were at fault in a car accident.</p><p>If you are the&nbsp;at fault driver, most insurers only provide a rental car on an insurance claim if you’ve purchased this as an optional extra on your insurance policy. The conditions surrounding the use of the hire car, including the length of time you have access to it, depend on what is set out in your Product Disclosure Statement (PDS).</p><p>If the accident was&nbsp;not your fault, some insurers offer policies that include cover for a rental car. The type of car you may have access to, as well as the duration you’re allowed to use it, vary depending on the insurer and what they offer on the insurance policy you have.</p><p><img alt="It's important to know if you may be able to receive a rental car from your insurer after a not at fault car accident, as well as what your PDS stipulates if you've purchased a hire car as an optional extra on your insurance policy." src="https://www.right2drive.com.au/wp-content/uploads/2022.11.24-Blog-Post-Image-1.jpg" title="" resizable="false"></p><h2>What If I Don’t Have A Hire Car As An Optional Extra on My Insurance Policy?</h2><p>Taking out car hire as an optional extra will also cost you extra, and will likely increase your insurance premium, which means some people elect not to pay for a hire car on their insurance policy.</p><h2>What If I Was At Fault?</h2><p>If you don’t have the car hire extra on your insurance policy and you’re at fault in an accident, you’ll most likely need to look at car hire options and car rental prices while your own car is being repaired.</p><h2>What If I Wasn’t At Fault?</h2><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2023/07/RTD_Customer_026_LR-e1688449723565-1024x499.jpg" title="" resizable="false"></p><p>If you were in a not at fault car accident, Right2Drive may be able to assist you with an accident replacement vehicle. Unlike the optional extra of a hire car on your insurance policy that you may have to pay for, our accident loan cars come at no cost to the eligible driver. We uphold your right to drive and work on behalf of our customers to recover our fees from the at fault party or their insurer. Plus, we offer a range of benefits to not at fault drivers:</p><ul><li><p>We’ll arrange vehicle drop-off and pick-up at a time and location convenient to you.</p></li><li><p>You’ll receive a like-for-like replacement vehicle for the total length of the repair, or in the case of total loss, until you receive settlement on your car.</p></li><li><p>There are no ’25 and under’ age limitations on our service, but eligible drivers do need to hold a valid Australian learner, provisional, or full driver’s licence.</p></li><li><p>There’s no additional cost to you or higher excess for an additional driver, or if a family member on L or P Plates drives the accident loan car,&nbsp;so long as we have validated the licence of each authorised driver.</p></li><li><p>We don’t charge an upfront bond or an excess if the loan car is damaged, provided you comply with the terms and conditions set out in your rental agreement.&nbsp;In the event of malicious damage, you will be liable for the loss or damage caused.</p></li><li><p>We can provide a car seat or car booster seat for the duration of your hire, if you need one.</p></li></ul><p></p><p><a href="https://apply.right2drive.com.au/WebLeadGenerate?AdditionalParams=dyt6aEo2RWd1Sm8yQUQxbmw4anNwZ2k0aFNPcDdwYkRHMnlwNFgwVW5ZSDJIbUgvYlBNWm5YbG1mM2VyWjJFOTE4L0s2Smw0SHJrTHBRSzlGSGlNTk1FTmpmd0k2OCtjTHZrcnRoSDY1cnQrUzNjRDdEWitqdTZmUVNxYVc0eFF6TEU2b1NXYTJ6ekxaNE5FNkRLRnl5S3dIMjU3eEM2OUppWEtwYnhKdkNkR0REWWpqbEpLK2VBMjdFS2Y1S0hUWVFXZk9Pd3FZdXJSWTRWNHFqZEgwU3VNdytuTlMvRnc2TDdmSFk0LzNOcz0=" rel="noopener noreferrer nofollow">Apply now</a>&nbsp;or check your&nbsp;<a href="https://www.right2drive.com.au/am-i-eligible?utm_source=blog&amp;utm_medium=blog-banner&amp;utm_campaign=blog-banner" rel="noopener noreferrer nofollow">eligibility.</a></p>

<p>When you’ve been involved in a car accident, you may be stranded without a way to get around while your car is in for smash repairs. If you’re confused between accident replacement vehicles and the rental cars you may be able to receive when you make an insurance claim, keep reading.</p><h2>Does Your Insurance Cover A Rental Car After An Accident?</h2><p>Rental car cover usually varies depending on whether you were at fault in a car accident.</p><p>If you are the&nbsp;at fault driver, most insurers only provide a rental car on an insurance claim if you’ve purchased this as an optional extra on your insurance policy. The conditions surrounding the use of the hire car, including the length of time you have access to it, depend on what is set out in your Product Disclosure Statement (PDS).</p><p>If the accident was&nbsp;not your fault, some insurers offer policies that include cover for a rental car. The type of car you may have access to, as well as the duration you’re allowed to use it, vary depending on the insurer and what they offer on the insurance policy you have.</p><p><img alt="It's important to know if you may be able to receive a rental car from your insurer after a not at fault car accident, as well as what your PDS stipulates if you've purchased a hire car as an optional extra on your insurance policy." src="https://www.right2drive.com.au/wp-content/uploads/2022.11.24-Blog-Post-Image-1.jpg" title="" resizable="false"></p><h2>What If I Don’t Have A Hire Car As An Optional Extra on My Insurance Policy?</h2><p>Taking out car hire as an optional extra will also cost you extra, and will likely increase your insurance premium, which means some people elect not to pay for a hire car on their insurance policy.</p><h2>What If I Was At Fault?</h2><p>If you don’t have the car hire extra on your insurance policy and you’re at fault in an accident, you’ll most likely need to look at car hire options and car rental prices while your own car is being repaired.</p><h2>What If I Wasn’t At Fault?</h2><p><img alt="" src="https://www.right2drive.com.au/wp-content/uploads/2023/07/RTD_Customer_026_LR-e1688449723565-1024x499.jpg" title="" resizable="false"></p><p>If you were in a not at fault car accident, Right2Drive may be able to assist you with an accident replacement vehicle. Unlike the optional extra of a hire car on your insurance policy that you may have to pay for, our accident loan cars come at no cost to the eligible driver. We uphold your right to drive and work on behalf of our customers to recover our fees from the at fault party or their insurer. Plus, we offer a range of benefits to not at fault drivers:</p><ul><li><p>We’ll arrange vehicle drop-off and pick-up at a time and location convenient to you.</p></li><li><p>You’ll receive a like-for-like replacement vehicle for the total length of the repair, or in the case of total loss, until you receive settlement on your car.</p></li><li><p>There are no ’25 and under’ age limitations on our service, but eligible drivers do need to hold a valid Australian learner, provisional, or full driver’s licence.</p></li><li><p>There’s no additional cost to you or higher excess for an additional driver, or if a family member on L or P Plates drives the accident loan car,&nbsp;so long as we have validated the licence of each authorised driver.</p></li><li><p>We don’t charge an upfront bond or an excess if the loan car is damaged, provided you comply with the terms and conditions set out in your rental agreement.&nbsp;In the event of malicious damage, you will be liable for the loss or damage caused.</p></li><li><p>We can provide a car seat or car booster seat for the duration of your hire, if you need one.</p></li></ul><p></p><p><a href="https://apply.right2drive.com.au/WebLeadGenerate?AdditionalParams=dyt6aEo2RWd1Sm8yQUQxbmw4anNwZ2k0aFNPcDdwYkRHMnlwNFgwVW5ZSDJIbUgvYlBNWm5YbG1mM2VyWjJFOTE4L0s2Smw0SHJrTHBRSzlGSGlNTk1FTmpmd0k2OCtjTHZrcnRoSDY1cnQrUzNjRDdEWitqdTZmUVNxYVc0eFF6TEU2b1NXYTJ6ekxaNE5FNkRLRnl5S3dIMjU3eEM2OUppWEtwYnhKdkNkR0REWWpqbEpLK2VBMjdFS2Y1S0hUWVFXZk9Pd3FZdXJSWTRWNHFqZEgwU3VNdytuTlMvRnc2TDdmSFk0LzNOcz0=" rel="noopener noreferrer nofollow">Apply now</a>&nbsp;or check your&nbsp;<a href="https://www.right2drive.co.nz/am-i-eligible?utm_source=blog&amp;utm_medium=blog-banner&amp;utm_campaign=blog-banner" rel="noopener noreferrer nofollow">eligibility</a><a href="https://www.right2drive.com.au/am-i-eligible?utm_source=blog&amp;utm_medium=blog-banner&amp;utm_campaign=blog-banner" rel="noopener noreferrer nofollow">.</a></p>

Who Is At Fault In A Car Accident?

<p>Being involved in a traffic collision is a stressful experience, but it’s vital to determine who the at fault party is as they will be liable for the costs of towing, repairs and a hire car. It will also have an impact on any compensation claim you file and might affect your entitlement to an accident replacement vehicle.</p><p>Remember that, by law, you are required to remain at the scene if you’ve been involved in any type of road traffic collision. You should make sure that every person involved in the motor vehicle accident is safe and uninjured. If your car is blocking the road or someone is seriously injured, you’ll need to call 000.</p><h2>Key Factors in Determining Fault in a Car Accident</h2><p>Factors that determine fault in car accidents include the driver’s behaviour, adherence to traffic rules, road conditions, visibility, and speed. Investigators also consider whether all parties involved took precautionary measures. Evidence from the scene plays an important role in determining liability.</p><h3>Traffic Laws and Regulations</h3><p>Traffic laws define how drivers should behave under various circumstances, such as stopping at red lights and adhering to speed limits. If a driver breaches traffic rules and regulations, they are more likely to be found responsible for the accident. Authorities and insurers often refer to traffic regulations to determine whether a driver acted negligently.</p><h3>Police Reports</h3><p>Police reports serve as an official account of the incident and provide an unbiased description of the accident. They include the officer’s observations, statements from the parties involved, and preliminary assessments of fault. These reports play a critical role in disputed claims, as they record details such as the location of the vehicles, road conditions, weather, and any traffic violations. Insurers and the courts rely on these reports to determine liability.</p><h3>Witness Statements</h3><p>Although you may feel shaken up after an accident, it’s important to try and record the names, phone numbers, and statements of as many witnesses as possible. Eyewitness accounts offer independent perspectives and can clarify how the collision occurred. Take note of whether several people are providing a similar account of what they saw and find out who they believe may be at fault and why. This information will be useful for the police investigation and insurance claim process later.</p><h3>Physical Evidence</h3><p>Physical evidence obtained at the scene can help reconstruct the event and determine liability. It includes vehicle damage, skid marks, road debris, traffic signs, and the positions of the cars after impact. Photographs and videos serve as crucial evidence. Even small details like broken headlights or tyre marks can be helpful during investigations. If you suffered injuries, records of any medical treatment you received will also play a crucial role.</p><h3>Insurance and Fault</h3><p>Insurance plays a major role in car accident cases. However, it is not the sole factor that decides how the matter will proceed after an accident. Evidence is key to determining fault, and insurers study photos, dashcam footage, traffic camera footage, and police reports to understand the circumstances leading up to the accident. They also look at witness statements to verify the version of events shared by the drivers of the cars involved in the accident. Understanding this process is crucial for protecting your legal rights.</p><p>When you are a not-at-fault driver, fault determination is crucial to your claim. Right2Drive offers not-at-fault drivers a comparable replacement vehicle while yours is in the workshop for repairs or until you receive the insurance settlement. You don’t need to pay out of pocket or use your insurance, as we recover the hire costs directly from the at-fault party’s insurer.</p><h2>Were There Any Signs of Negligence or Traffic Violations?</h2><p>In Australia, drivers need to follow the Road Rules and exercise reasonable care when driving. Traffic violations occur when a driver doesn’t act in accordance with the Road Rules, and negligent behaviour arises from a driver not taking reasonable care.</p><p>Take note of whether the other driver could have been negligent or violated the Road Rules. This can include failing to stop at a red light, not obeying road signs, texting and driving, or speeding. When determining fault, traffic violations and signs of negligence are important factors for the police, too.</p><p>In Australia, the determination of fault in car accidents is influenced by a combination of state-specific legislation and the principle of negligence. Each state has its own set of rules and regulations governing how fault should be assessed following a car crash. It involves examining evidence from the accident scene, adherence to traffic laws such as traffic lights and stop signs, and factors like speed, road conditions, and driver behaviour.</p><p>It is advisable to seek legal representation after a crash, especially if fault is disputed. Legal counsel can help you organise your evidence, negotiate with insurers, and secure fair compensation.</p><p></p><div class="__editor_html"><table>
<tbody>
<tr>
<td><b>State</b></td>
<td><b>Fault Determination</b></td>
<td><b>Basis</b></td>
<td><b>Contributory Negligence</b></td>
<td><b>No-Fault Benefits</b></td>
<td><b>Legislation</b></td>
<td><b>Notable Points</b></td>
</tr>
<tr>
<td><b>Victoria (VIC)</b></td>
<td>Fault Determination</td>
<td>Evidence at scene, contributory negligence standard</td>
<td>Yes, damages reduced according to fault</td>
<td>TAC provides no-fault benefits</td>
<td><a href="https://classic.austlii.edu.au/au/legis/vic/consol_act/wa1958111/s26.html=">Wrongs Act 1958 S. 26(1)(a)</a></td>
<td>Common law compensation for serious injury claims and contributory negligence</td>
</tr>
<tr>
<td><b>New South Wales (NSW)</b></td>
<td>Fault Determination</td>
<td>Negligence based on duty of care and breach causing damage</td>
<td>Yes, fault may be shared</td>
<td>Compulsory Third Party (CTP) insurance for injuries</td>
<td><a href="https://legislation.nsw.gov.au/view/html/inforce/current/act-2002-022">Civil Liability Act 2002 (NSW)</a></td>
<td>Police reports and evidence collection are crucial for deciding compensation</td>
</tr>
<tr>
<td><b>Queensland (QLD)</b></td>
<td>Fault Determination</td>
<td>Negligence, guided by traffic laws and evidence at scene</td>
<td>Yes, affects compensation claims</td>
<td>Compulsory Third Party (CTP) insurance covers injuries</td>
<td><a href="https://www.legislation.qld.gov.au/view/html/inforce/current/act-2003-016">Civil Liability Act 2003 (Qld)</a></td>
<td>Detailed traffic law adherence and evidence are critical in fault assessment</td>
</tr>
<tr>
<td><b>Western Australia (WA)</b></td>
<td>Fault Determination</td>
<td>Negligence under Civil Liability Act, considering right of way and road conditions</td>
<td>Yes, fault may be shared</td>
<td>Not specified</td>
<td><a href="https://www.legislation.wa.gov.au/legislation/statutes.nsf/main_mrtitle_149_homepage.html">Civil Liability Act 2002 (WA)</a></td>
<td>Age and experience of drivers considered in fault assessment</td>
</tr>
<tr>
<td><b>South Australia (SA)</b></td>
<td>Fault Determination</td>
<td>Court-determined negligence, proving breach of duty leading to damage</td>
<td>Yes, automatic in cases like not wearing a seatbelt</td>
<td>Insurer handles claim irrespective of fault</td>
<td><a href="https://www.legislation.sa.gov.au/__legislation/lz/c/a/civil%20liability%20act%201936/current/1936.2267.auth.pdf">Civil Liability Act 1936 (SA)</a></td>
<td>Specific instances where contributory negligence automatically applies</td>
</tr>
</tbody>
</table></div><h2>Levels or Types of Fault</h2><p>Car accidents may happen for various reasons, and sometimes, more than one driver is responsible. Cases where only one driver is at fault are easy to interpret. However, in situations where more than one driver might be responsible, a detailed fault assessment is necessary. Here are the types or levels of fault that every driver should be aware of:</p><h3>Clear-Cut Faults</h3><p>Clear-cut faults are those where it is evident that only one driver lost control of their vehicle and caused the accident. They may have breached Road Rules, such as running a red light, failing to give way, driving under the influence, or reversing into another car. In these situations, fault can be assigned without question, as one driver is clearly responsible.</p><p>In these cases, Right2Drive offers the not-at-fault party a like-for-like replacement vehicle that you can use until your car is back from the workshop or you receive the insurance amount.</p><h3>Contributory Negligence</h3><p>When more than one driver shares responsibility for an accident, contributory negligence rules apply. If both drivers breached road rules, which caused the accident, they are both held responsible. In these cases, fault is divided and assigned based on how much they contributed to the accident. Usually, it is expressed as a percentage, and compensation is reduced in proportion to the driver’s responsibility. Seeking legal assistance can help you challenge the insurer’s assessment and reduce the percentage of fault attributed to you.</p><h3>Blameless Accidents</h3><p>In blameless accidents, no driver is at fault for the accident. There is no legal basis to prove fault because the accident is typically a result of situations outside the control of the drivers. For instance, if a medical emergency, such as the driver suffering a heart attack, causes the accident, the driver cannot be held responsible. Similarly, if the driver loses control because of a mechanical failure in the vehicle, they cannot be held responsible for the accident.</p><h2>If You’re Not At Fault, Right2Drive Might Be Able To Help You</h2><p>If you’ve been involved in a not at fault car accident, Right2Drive may be able to assist you with a like-for-like accident loan car. We exist to uphold your right to drive and have helped over 250,000 eligible drivers get back on the road. With branches in New South Wales (NSW), Queensland (QLD), Western Australia (WA), South Australia (SA), and Victoria (VIC), we are able to provide excellent service and vehicles to thousands of not at fault drivers.</p><h2>Frequently Asked Questions (FAQs)</h2><p>Here are some questions people usually ask about fault determination in car accident claims:</p><h3>How is fault determined in a car accident in Australia?</h3><p>Fault is determined by examining the available evidence, such as vehicle damage, photos of the accident scene, police reports, dashcam videos, and witness accounts. For insurance claims, insurers typically determine and assign fault.</p><h3>What are the car accident fault determination rules in NSW?</h3><p>When determining fault for car accidents in New South Wales, common law principles and road rules are considered. Insurers take evidence into account. Contributory negligence rules may apply if more than one driver was at fault. Blameless accident provisions also exist in NSW and become applicable when no driver is at fault for the accident.</p><h3>What are the car accident fault determination rules in QLD?</h3><p>In Queensland, fault determination in car accident claims is based on evidence, negligence rules, and road rules. Insurer assessments also play a crucial role. It also has provisions for blameless accidents, while contributory negligence applies in cases where more than one driver is responsible.</p><h3>Who is at fault in a car accident without witnesses?</h3><p>When there are no witnesses, physical evidence plays a key role. Insurers review vehicle damage patterns, photos of the scene, dashcam footage, and the drivers’ accounts of the incident. Based on a detailed analysis, the fault may be assigned or considered “shared”.</p><h3>How to determine who’s at fault in a car accident?</h3><p>To determine whose fault it is in a car accident, consider following the steps below:</p><ul><li><p>Document the scene; take photos and videos.</p></li><li><p>Note all relevant information, such as location, the other driver’s details, and witness information.</p></li><li><p>Notify the authorities about the incident to create an official record.</p></li><li><p>Contact your insurer and share details of what happened.</p></li></ul><p></p>

After a car accident, it is advisable to do the following to protect your rights: Document the scene by taking photographs of the vehicles, registration plates, road signs, vehicle damage, and road conditions. Exchange contact information (phone number and address) with the other driver(s) and witnesses (if any). Also, ask for the driver’s insurance details. Notifying the police and seeking medical attention creates an official record of the incident, which will be useful for an insurance or personal injury claim later. Inform your insurance company about the incident and share additional details if requested.

What do I do after a car accident to protect my rights?

When a car accident is not your fault legally, do not leave the scene. Take photos and exchange details with the other party. Notify the police and speak with witnesses to get their contact details. Finally, notify your insurance company about the incident.

What to do after a car accident not your fault legally?

To document evidence at the scene of the car accident, you should take clear photos and videos, note the time and location of the incident, and collect information from witnesses. Later, obtain a copy of the police report and medical records after your check-up.

What to do in a car accident to document evidence?

If you’re facing car accident damage when uninsured, you can consider filing a third-party claim, where you can attempt to recover repair costs through the at-fault driver’s insurer. Seeking legal advice is advisable. A lawyer can help you understand your options and take legal action if necessary. If you were not at fault for the accident and need a replacement vehicle, contact Right2Drive to see how we can help you. Note that Right2Drive can only assist you if the at-fault driver is insured and admits fault or is proven liable.

What to do with car accident damage when uninsured?

If you’re in a car accident that’s not your fault, document the scene and maintain detailed records that include photos, witness details, police reports, and medical records. Speak with our team at Right2Drive to see if we can provide you with a replacement vehicle.

What to do if in a car accident and you’re not at fault?

What To Do After A Car Accident That’s Not Your Fault

<p>Car accidents can leave you stressed, confused, and unsure of what to do next. It’s natural to feel overwhelmed when you are dealing with injuries and trying to figure out how to make a claim while proving you were not at fault. The good news is that you can make the aftermath more manageable and protect your rights by following the right steps. In this article, we’ll walk you through the process and explain how Right2Drive can help you get back on the road.</p><h2>Steps to Follow After a Car Accident</h2><p>Being involved in a car accident is a scary experience whether you’re at fault or not at fault. In the shock of the moment, it can be hard to think about what you need to do. We’ve put together a list to help you after a minor car accident or a major car crash, including car park accidents and a traffic crash.</p><h3>1. Make Sure You Stop Immediately</h3><p>The law in Australia states that regardless of whether you’re at fault in an accident or the not at fault driver, you need to stop right away. This not only applies to cars but also to other road users like cyclists, motor scooters and horse-drawn vehicles. If you don’t stop after an accident, fail to assist people, or refuse to exchange information, the police can charge you for these offences.</p><h3>2. Stop in a Safe Place (If Possible)</h3><p>If your car is driveable and you’re able to move it, you should make sure it’s not in the way and doesn’t become a hazard to other road users. Then, get out of the car and assess the vehicle damage and the place where the incident occurred. Then, check for any signs of injuries. Contact emergency services immediately to request medical attention. Meanwhile, don’t forget to turn off your engine and switch on your hazard lights if you’re unable to move your car. It’s also a good idea to put up a portable warning triangle if you have one. If your car is causing a road blockage, you should call the police to assist you.</p><h3>3. Check That Nobody Is Injured</h3><p>Depending on the severity of the accident, injuries could range from bruising and whiplash to more serious ones. If there were people in the car with you or with the other driver, check that they’re okay too. If anybody is seriously injured, make sure you call 000 and request an ambulance. You should also report the accident to the police if someone is trapped or injured or there are hazards like leaking fluids present. Remember, a detailed police report is mandatory to file a car insurance claim. So, after seeking emergency assistance, you should also call the nearest police station. They will assess the crash scene, gather the personal details of the drivers involved, witness statements, and other information, and make a report.</p><h3>4. Avoid Tampering With The Accident Scene</h3><p>An accident scene can become a crime scene if someone is seriously injured or dies. It’s important not to move anything that could be considered evidence. Even if you weren’t at fault for the accident, you could still create issues for yourself if you tamper with the scene.</p><h3>5. Stay Calm</h3><p>It’s natural for your emotions to be running high after a car accident, especially when it is not your fault. But it’s important that you react in a calm way and remain composed at the crash scene. Aggressive behaviour is not only unhelpful but could also get you into legal trouble. If the other driver is being aggressive or refuses to exchange information with you, you should call the police.</p><h3>6. Exchange Details</h3><p>Once you’ve made sure that everyone is safe and uninjured, you need to exchange information. This is required by law, and you should involve the police if at any point the at fault driver refuses to cooperate. Sure, the police officer will make notes of the accident, but you should also collect information about the other parties involved to file a car insurance claim. Be sure to take note of the licence plate numbers of all the cars involved and the contact information of any witnesses. This will help your insurance company investigate and take appropriate action.</p><p>Also, make sure you get the following information from the at fault driver:</p><ul><li><p>Their name and surname</p></li><li><p>Their contact number and residential address</p></li><li><p>Their driver’s licence number and the state of issue</p></li><li><p>Their car registration number and insurance information</p></li><li><p>The make, model, and colour of their car.</p></li></ul><p>You should also note the date, time and address where the accident occurred.</p><h3>7. Take Photos And Record Videos</h3><p>Take ample photos and videos of the crash scene, your car, and other vehicles involved in the accident. Take closer shots of all the injuries you sustained from the accident and use them as evidence for insurance claims to prove the damage to your car and personal injuries. If you’re planning on claiming insurance when you are not at fault, you’ll need to have this type of evidence.</p><h3>8. Collect Witness Statements</h3><p>If you are able to get the names and contact details of witnesses, this could make the insurance claim process for car accidents simpler for you. They can provide an objective overview of what happened before, during, and after the accident and help establish liability.</p><h3>9. Make Plans To Have Your Car Towed (If Necessary)</h3><p>If your car is undriveable or unroadworthy, you’ll need to arrange a tow truck for your vehicle. If you’re the not at fault driver, Right2Drive can help you arrange a towing service* and book you an Uber at no cost to you. We can also deliver an accident loan car to you at the scene of the accident, pending staff availability.</p><p>*We can assist by providing guidance on how you can arrange a towing service in Victoria.</p><h3>10. Get Medically Examined and Call Right2Drive</h3><p>Injured or not, you should always seek medical attention. Injuries like whiplash or traumatic brain injuries do not display immediate symptoms. A comprehensive check-up soon after the incident will help you file a claim.</p><p>If you were involved in a crash and not at fault, Right2Drive can provide you with an accident loan car and recover the costs from at fault party’s insurer. We may still be able to assist you even if you don’t have car insurance. As long as you meet our <a href="https://www.right2drive.com.au/am-i-eligible?utm_source=blog&amp;utm_medium=blog-banner&amp;utm_campaign=blog-banner" rel="noopener noreferrer nofollow"><u>eligibility criteria</u></a> and you’re not at fault, we could get you into a hire car after an accident.</p><p>At Right2Drive, we exist to uphold the rights of not at fault drivers in Australia and New Zealand. Get in touch with us to see if we can assist you.</p><h3>Do I Need Car Insurance?</h3><p>Accidents happen even when you are cautious. Having car insurance can help you protect your finances and legal rights. Here’s what you need to know:</p><p>Compulsory Third-Party (CTP) Insurance</p><ul><li><p>Is mandatory for all drivers.</p></li><li><p>Covers liability for injuries or death to others if you’re involved in an accident.</p></li><li><p>Does not cover vehicle repairs</p></li><li><p>Driving without it will make you personally liable for injuries and medical costs.</p></li></ul><p>Comprehensive Car Insurance</p><ul><li><p>Highest level of coverage; is optional but highly recommended.</p></li><li><p>Covers damage to your own car (even if you are at fault) and other people’s property.</p></li><li><p>Includes coverage for fire, theft, malicious damage, and weather events.</p></li><li><p>Policies vary by insurer.</p></li></ul><p>When you are comparing insurance providers, consider coverage options, excess amounts, no-claim bonuses, exclusions, and after-accident support. The right provider will save you from the financial consequences of accidents and provide you with peace of mind.</p><h2>What To Do Next - Let Right2Drive Handle the Rest</h2><p>After you have taken steps to ensure your safety and reported the accident to the authorities, proving that you were not at fault is necessary. Once it is established that you are not at fault, Right2Drive can step in to assist you.</p><p>Being in an accident is already stressful, and it can seem extremely frustrating when you’re not at fault. Repairs, medical appointments, insurance, and adjustments required in daily life can weigh you down. Right2Drive can take some of the burden off by arranging a like-for-like replacement vehicle that you can use until your car is repaired and ready for use or you receive the insurance settlement.</p><p>Right2Drive works directly with the at-fault party’s insurer to recover the costs of the replacement vehicle. The team also coordinates with you to deliver your replacement vehicle and helps you get back on the road. This way, your logistics-related worries subside without the need for any upfront payments.</p><h2>Frequently Asked Questions (FAQs)</h2><p>Below are the answers to a few common questions that come up from time to time about not-at-fault car accidents.</p><h3>What do I do after a car accident to protect my rights?</h3><p>After a car accident, it is advisable to do the following to protect your rights:</p><ul><li><p>Document the scene by taking photographs of the vehicles, registration plates, road signs, vehicle damage, and road conditions.</p></li><li><p>Exchange contact information (phone number and address) with the other driver(s) and witnesses (if any). Also, ask for the driver’s insurance details.</p></li><li><p>Notifying the police and seeking medical attention creates an official record of the incident, which will be useful for an insurance or personal injury claim later.</p></li><li><p>Inform your insurance company about the incident and share additional details if requested.</p></li></ul><h3>What to do after a car accident not your fault legally?</h3><p>When a car accident is not your fault legally, do not leave the scene. Take photos and exchange details with the other party. Notify the police and speak with witnesses to get their contact details. Finally, notify your insurance company about the incident.</p><h3>What to do in a car accident to document evidence?</h3><p>To document evidence at the scene of the car accident, you should take clear photos and videos, note the time and location of the incident, and collect information from witnesses. Later, obtain a copy of the police report and medical records after your check-up.</p><h3>What to do with car accident damage when uninsured?</h3><p>If you’re facing car accident damage when uninsured, you can consider filing a third-party claim, where you can attempt to recover repair costs through the at-fault driver’s insurer. Seeking legal advice is advisable. A lawyer can help you understand your options and take legal action if necessary.</p><p>If you were not at fault for the accident and need a replacement vehicle, contact Right2Drive to see how we can help you. Note that Right2Drive can only assist you if the at-fault driver is insured and admits fault or is proven liable.</p><h3>What to do if in a car accident and you’re not at fault?</h3><p>If you’re in a car accident that’s not your fault, document the scene and maintain detailed records that include photos, witness details, police reports, and medical records. Speak with our team at Right2Drive to see if we can provide you with a replacement vehicle.</p>

In A Not At Fault Car Accident?

Right2Drive’s Win In The High Court Supports Not At Fault Drivers’ Rights

<p>Did you know that if you’re involved in a car accident that wasn’t your fault, you’re entitled to a loan car while your vehicle is being repaired? The Demurrage Law states that the driver who is not at fault has the right to be placed back into the position they were in before the accident. This means they are entitled to the continued use of an undamaged vehicle similar to their own vehicle that was involved in the accident.&nbsp;</p><p></p><p>In July 2018, Right2Drive won a High Court appeal against 3 major insurance companies for 3 unrelated car accidents that had occurred in 2016. Vero Insurance, AMI Insurance and AA Insurance argued that the not at fault driver in a motor vehicle accident was not entitled to a hire vehicle while their vehicle was off the road – either for repairs or while they were awaiting a Total Loss settlement.&nbsp;&nbsp;</p><p></p><p>The question around whether the at fault drivers were liable to the not at fault drivers for the expense of their accident replacement vehicles was answered by the High Court with a resounding ‘Yes.’&nbsp;&nbsp;</p><p></p><p>At Right2Drive, we advocate for not at fault drivers’ rights by providing drivers who are not at fault with an accident loan car similar to their own. This is done on short notice and for the entire length of the repair process, or until settlement is received in the case of total loss.&nbsp;</p><p></p><p>The High Court took into consideration Right2Drive’s business model and the service they provide to the not at fault driver in their time of need. They found that not only is it reasonable for a not at fault driver to hire a vehicle from Right2Drive when their vehicle is off the road due to the negligence of the at fault driver, but also that the at fault driver and/or their insurer should cover that cost in its entirety.&nbsp;</p><p></p><p>Right2Drive provided a like-for-like accident loan car to the 3 not at fault drivers, and the High Court agreed that a not at fault party who has been inconvenienced by the loss of use of their vehicle can claim for general damages for that loss against the at fault party.&nbsp;</p><p></p><p>Right2Drive upholds the rights of not at fault drivers and the law agrees that the at fault driver or their insurer need to cover the costs associated with accident replacement vehicles.&nbsp;</p><p>If you’re not at fault in a vehicle accident, remember that you’ve got rights.&nbsp;</p>

<p>Did you know that if you’re involved in a car accident that wasn’t your fault, you’re entitled to a loan car while your vehicle is being repaired? The Demurrage Law states that the driver who is not at fault has the right to be placed back into the position they were in before the accident. This means they are entitled to the continued use of an undamaged vehicle similar to their own vehicle that was involved in the accident.&nbsp;</p><p>In July 2018, Right2Drive won a High Court appeal against 3 major insurance companies for 3 unrelated car accidents that had occurred in 2016. Vero Insurance, AMI Insurance and AA Insurance argued that the not at fault driver in a motor vehicle accident was not entitled to a hire vehicle while their vehicle was off the road – either for repairs or while they were awaiting a Total Loss settlement.&nbsp;&nbsp;</p><p>The question around whether the at fault drivers were liable to the not at fault drivers for the expense of their accident replacement vehicles was answered by the High Court with a resounding ‘Yes.’&nbsp;&nbsp;</p><p>At Right2Drive, we advocate for not at fault drivers’ rights by providing drivers who are not at fault with an accident loan car similar to their own. This is done on short notice and for the entire length of the repair process, or until settlement is received in the case of total loss.&nbsp;</p><p>The High Court took into consideration Right2Drive’s business model and the service they provide to the not at fault driver in their time of need. They found that not only is it reasonable for a not at fault driver to hire a vehicle from Right2Drive when their vehicle is off the road due to the negligence of the at fault driver, but also that the at fault driver and/or their insurer should cover that cost in its entirety.&nbsp;</p><p>Right2Drive provided a like-for-like accident loan car to the 3 not at fault drivers, and the High Court agreed that a not at fault party who has been inconvenienced by the loss of use of their vehicle can claim for general damages for that loss against the at fault party.&nbsp;</p><p></p><p>Right2Drive upholds the rights of not at fault drivers and the law agrees that the at fault driver or their insurer need to cover the costs associated with accident replacement vehicles.&nbsp;</p><p>If you’re not at fault in a vehicle accident, remember that you’ve got rights.&nbsp;</p>

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Right2Drive’s Win In The High Court Supports Not At Fault Drivers’ Rights